Templates & Guides — Take action

LAMal cancellation letter

Terminate your basic LAMal cover on time before 30 November, with the correct wording and legal references.

Tax return document checklist

Miss no document: the complete list of papers to gather before filling in your tax return, employed or self-employed.

Tax deduction checklist by canton (VD·GE·FR·VS·NE·JU·BE)

The deductions that actually matter, canton by canton — so you never again pay a centime of extra tax through ignorance.

Pillar 3a tax saving simulator

Work out precisely the tax saving your pillar 3a contributions generate, based on your canton and marginal rate.

LAMal deductible comparator: 300 vs 2'500

The cold calculation, with no insurer marketing: which deductible actually costs you least, given how much healthcare you use.

Pre-filled budget for a Swiss employee

A realistic starting budget for a Swiss employee, ready to adjust in 10 minutes inside SFM Money instead of starting from a blank sheet.

Letter of objection against a tax assessment

Challenge a discretionary assessment or an incorrect tax decision within the legal 30-day window, with the right arguments.

LPP buy-in simulation

Assess the tax and pension impact of an LPP buy-in before writing a cheque to your pension fund.

Mortgage affordability calculator (33% cost ratio)

The calculation your bank runs before it even replies: your real affordability ratio, with no surprises in the file.

FIRE calculator

Your path to financial independence, in figures: savings rate, target capital and a realistic horizon in a Swiss context.

Swiss ATS-proof CV template

A CV structured to get through Swiss recruiters' ATS filters without sacrificing human readability.

Swiss cover letter (3 versions)

Three proven structures — speculative application, response to an advert, career change — adapted to French-speaking Swiss conventions.

STAR interview scripts + salary expectations

The STAR method for telling your success stories without stumbling, and how to answer the salary question without underselling yourself.

Resignation letter compliant with the Code of Obligations

Resign cleanly, with the correct notice period under your contract and the Code of Obligations.

Work reference guide (coded wording)

Decode the coded wording of your work reference — what it says between the lines, before you show it to a future employer.

Pay rise request with a costed case

A structured, costed case for asking for a raise without pleading — facts, results, market comparables.

Total package negotiation grid

Negotiate beyond base salary: bonus, pension, training, remote work — the grid for comparing offers at equal real value.

Job application tracker

Track every application, follow-up and interview in one place instead of in your head or a spreadsheet gathering dust.

One-page business plan (SFM canvas)

Clarify your project on a single page: offer, target, revenue, costs — before writing 40 pages nobody will read.

Compliant Swiss QR invoice

An invoice template with a QR-bill compliant with Swiss standards, ready to personalise from your very first assignment.

Sole proprietorship setup checklist

Every step to launch your sole proprietorship in Switzerland, in order, with nothing forgotten.

Freelance hourly rate calculator

Set an hourly rate that covers your social charges, your unpaid holidays and your real margin — not a number plucked from the air.

12-month cash flow forecast

Anticipate your cash in and out month by month so year one never catches you off guard.

GmbH incorporation checklist

Capital, articles, commercial register, bank: the complete checklist for setting up your GmbH with no nasty surprises.

Annotated GmbH articles of association

A GmbH articles template annotated clause by clause, so you understand what you are signing before you see the notary.

Service agreement

A clear contract to frame your assignments — deadlines, deliverables, payment — and avoid misunderstandings with clients.

VAT checklist at the CHF 100K threshold

What to do before, during and after crossing the CHF 100'000 turnover threshold for VAT registration.

20 sales email templates

Twenty sales emails ready to adapt — prospecting, follow-up, closing — so you stop starting from a blank page.

AIDA/PAS sales page framework

Two proven sales page structures, AIDA and PAS, with the questions to ask yourself at each section.

30-day social media content calendar

A month of planned content so you stop improvising posts the night before — themes, formats and publishing rhythm.

Closing scripts for 12 objections

Twelve classic sales objections — "too expensive", "I'll think about it"… — and how to answer them without pushing.

Swipe file of 50 hooks

Fifty hooks that have proved themselves, to adapt to your offer rather than reinvent for every post.

Product launch checklist, D-30 → D+7

The day-by-day run of a product launch, from preparation at D-30 to post-launch follow-up at D+7.

Library of 50 professional prompts (10 free)

Fifty prompts tested for everyday professional use — ten freely available so you can judge for yourself.

Second Brain Notion workspace

A note-taking and personal organisation system ready to duplicate, so you stop keeping everything in your head.

5 ready-to-import Make scenarios

Five ready-made Make automations to eliminate repetitive tasks, with a step-by-step import guide.

Time audit checklist

Find out in one week where your time actually goes, before deciding what to automate or delegate.

Tool stack guide by profession

The digital tools that actually matter for your profession, rather than a generic list of 200 apps.

Video script templates (3 formats)

Three script structures — short, long, tutorial — so you start from a solid outline rather than improvise on camera.

YouTube/podcast content calendar

Plan your episodes and videos over time, with the production steps you must not skip.

YouTube SEO checklist

Title, description, tags, thumbnail: everything that drives your videos' discoverability, point by point.

Newsletter template

A newsletter structure people read to the end, to fill in rather than design from scratch every week.

Personal branding kit

Clarify your positioning, your tone and your key messages before publishing a single piece of content.

Audience growth tracker

Track how your audience evolves over time so you know what really works, beyond impressions.

Scrum/Kanban board

A task board ready to duplicate so you can run a project the agile way starting today.

Project charter

Frame a project before you start: objectives, scope, stakeholders, constraints — on a single reference document.

RACI matrix

Make clear who decides, who delivers, who is consulted and who is informed on every task in the project.

Sprint retrospective (4 formats)

Four retrospective formats to alternate so your teams stay engaged and draw real lessons from them.

Simple Gantt chart

A stripped-back Gantt chart for seeing a project's milestones and dependencies without complex software.

Kickoff checklist for a Swiss SME project

What has to be settled before launching a project in a Swiss SME, so the team starts on clear ground.

90-day habit tracker

Track a new habit day by day over three months — the stretch where it actually counts.

Deep Work journal

A daily journal for planning your deep-focus blocks and measuring what derails them.

15 financial cognitive biases, one-pager

The fifteen biases that make you take bad money decisions without noticing, explained simply.

Customisable morning routine

A morning routine canvas to fit your own rhythm, rather than a ready-made routine that does not suit you.

Swiss budget meal plan

Balanced menus designed for a realistic Swiss grocery budget, with cheaper alternatives to the usual reflexes.

8-week beginner training programme

A progressive eight-week programme for getting back into sport without injury or quitting in week two.

30-day sleep tracker

Track your sleep over a month to spot the habits that are actually tiring you out.

Health check-up checklist by age

The health checks recommended by age band, so you do not wait for a problem before seeing a doctor.

Guide to LAMal premium subsidies by canton

Check whether you qualify for a health insurance premium subsidy and how to apply, canton by canton.

Personal OKR canvas

Apply the OKR method to your personal goals to turn vague intentions into measurable results.

Wheel of Life audit

Assess eight key areas of your life in a few minutes to identify where to focus your effort first.

Difficult conversation scripts

Outlines for the conversations that weigh on you — conflict, disagreement, saying no — without avoiding or inflaming them.

10-year life plan canvas

A ten-year projection exercise to align your everyday decisions with the direction you actually want to take.

The Strategist's annual calendar

The signature SFPS tool: a calendar of the year's 12 financial rituals — monthly closes, buy-ins, rebalancing, tax return — synced with your SFM Money so you never again miss a deadline that costs you money.

Annual tax file binder

A structured binder for gathering every document for your tax return throughout the year, rather than in a March panic.

Automated net worth statement

Your net worth calculated and updated automatically in SFM Money — assets, debts, change over time.

25-lever optimisation checklist

The twenty-five financial and tax optimisation levers to review every year so you leave nothing on the table.

Annual re-certification kit

Everything you need to keep your SFPS certification current from one year to the next, with no administrative surprises.